Private health insurance can be a right royal pain in the butt to figure out. Am I paying too much? What is claimable? Am I being charged Medicare Levy Surcharge at tax time? What about gap payments? What am I covered for? What are the hidden costs? What gap if any am I paying? Aaarrgh.
Anyway, I found this very helpful site for Australians wanting to compare private health insurance cover. Seeing as our health cover system is quickly heading towards a similar system as USA I thought it was time to bite the bullet and put the research time in.
I quickly realised that many comparison sites for private health insurance are NOT truly independent and have agreements with a defined list of providers, so whilst looking like they are comparing providers fairly, they are not. Sneaky.
So here is the link HERE from PrivateHealth.gov.au
Even if you already have private health cover I encourage you to still use this link, you just might save some dollars.
Also here is the ATO site that explains the Medicare Levy Surcharge HERE
I hope this helps
Take care and stay nice.