Well, I've started prepping for next Christmas....yep, Christmas 2018.
This Christmas is already paid for in full and we have done it yet again credit card free! Woo hoo. (Thanks to all the wonderful encouragement from the frugal simple living community world wide).
So, we have already set the budget for Christmas 2018 and chunked it down to a fortnightly amount and the first installment has already been put aside from last Friday's pay packet into a high interest bearing online bank account . It will not be touched until late November next year. I've automated this fortnightly installment so it just happens without my involvement - this is critical for me as a recovering consumerist.
|Bake your own bread. At 50 cents|
per loaf, what's not to like?
Once upon a time, not that many years ago, Christmas was a 100% credit card affair with some fun un-payable laybys thrown in and a couple of maxed-out overdrafts stirred in to that mix and most certainly an unpaid bill or two also just to add some spice to the season! Gosh, how far we've come since those days.
If you need to set aside (say) $1000 for Christmas .... then start this weekend and commit $20 a week and the $1000 will be yours by mid November next year. True story.
I am happy and relaxed, Christmas this year is paid for already - I am already enjoying the season the way it should be enjoyed.
|Budgets save lives - it's true.|
Take care folks and stay nice.