Saturday, 25 November 2017

My Personal Spend Nothing Challenge





Hi Folks

I have been impressed over the years at some people's efforts with their personal spend-nothing challenges. So it is time for me to bite the bullet and challenge myself on this too. I think I am ready....ish.

I have decided to only challenge myself and not the family as I see myself as the most struggling of recovering consumerists within the family.  This challenge will help me overcome some more consumerist demons within.....I'm hoping. It just may build some self discipline muscle (!).

A full year spend-nothing challenge is way out of my realm of ability to tackle up front, so instead I am going to do it step by step. Here is the initial plan.


  1. One full week spending nothing
  2. One fortnight spending nothing
  3. One month spending nothing





After that, any longer stints will have to be discussed with my family as it will impact them unless they are aware. I have not told them about this initial set of challenges - I wonder if they will notice?

By spending nothing I mean - spending nothing on myself or any purchases outside normal bills and household expenses. Yes, I know, it is a fairly soft version - but horses for courses to start with you know!

I'll keep you all posted.  First one starts Monday!


Take care folks and stay nice.

Mr HM

22 comments:

  1. Good luck with your no spend...I've got to get my food spending under control once and for all...that's my weakness...

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    1. Thanks kelley. I hear you about food spending....so many tempting things!

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  2. I have decided to do the same for 2018. I have shared this ideal with my Family. It will be challenging. Good luck Mr Homemaker.

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    1. OMGoodness Robynne - for the whole of 2018? - that is huge!

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  3. I remember reading Linda and Trevor Cockburn's account of how they managed a year without spending. That was some years ago now. Good luck with your challenge.

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    1. I wouldn't mind the link if you have it Sherri please.

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  4. Good luck Mr HM! You've got this!! And thank you for the wonderful blog! Jo

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    1. Thanks Jo.....and thanks for the encouragement too.

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  5. Good luck Phil! I think your version is very sensible because we can't avoid normal bills, rent/mortgage etc.

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    1. I will be keen-beans to see what $$ I have left over compared to my normal budget. I will not be using my spending allowance either.

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  6. I think starting off this way, and building up to longer stretches of no spending, is a less daunting way to go. Perhaps more challenging too now that Xmas is almost upon us. Meg:)

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    1. Luckily I have already saved up for Xmas and presents are bought so that should be manageable....I think

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  7. Good on you for doing this Phil and good luck.

    Even though I am not a big spender, I don’t think I could do it - I still indulge in a bought coffee a few times a week and we do go out for breakfast one day on the weekend.

    Couple of the ladies I work with regularly participate in Frugal February so with just over two months till then, I might mentally gear myself up to participate :)

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    1. My little habits are going to be the hardest to break - I do that.

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  8. Good luck, you can do it and you are doing the right think by doing it in phases.

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    1. At least I have the "why" sorted out - so hopefully that will help

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  9. I had a no buying year in 2007. A friend was 'compacting' and I thought it sounded interesting. I thought there was no way I could do it for a year so I said I would try it for a month. It got easier as the month went on so I decided to continue.

    I can honestly say there were only a few things I really wanted to buy and couldn't, although buying The English Home magazine was a hard habit to break! It was also hard not buying things I needed around the house - I just had to make do and mend until the year was up.

    The timing was perfect as I was going through a divorce and buying another house on my own just as the GFC was taking off. No spending meant I could afford a little house and all of the associated moving and repair costs. Considering what has happened with the housing market where I live I feel so lucky to have got my foot back on the ladder when I did.

    Good luck with it, will look forward to hearing about your experience with it.

    Madeleine.x

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    1. Well, the planets all lined up for you then. I am just trying to break a handful of stupid spending habits that add up over time. I am hoping this exercise will break the back of it.

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  10. Bite size bits always works, we had a year where we spent almost nothing on clothes, and used what we owned.

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    1. My nemesis is books, coffee and taking the family out to eat....hmmm

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  11. This certainly is food for thought Phil, I may have to think about setting some stricter spending limits
    I hope your experiment is going well, good luck !!!

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  12. We tried the spend nothing challenge, but my family wasn't ready for the shift. It caused some arguments, so we backed away from the challenge, lol. Kind of happens, yeah. So it's great to see you taking a solo plunge before approaching the family. Good luck. :)

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