In the same spirit of anonymous charitable giving and being the anonymous benefactor, we too can gain deep satisfaction from being a stealth frugalista. Frugality by stealth may well be the most mature form of frugality.
In the same way that cashed-up-bogans can be utterly obnoxious when they squawk on ad nauseum about all their expensive purchases and possessions, so can the lean-mean-and-terrific tightwad when they ceaselessly preach about their free or super-cheap bargains.....ever admonishing all and sundry on others' errant spending habits like a pious pompous ass. Even worse is when said tightwad lives in a unkempt, dreary state of 'secondhandness' complete with a Scroogian scowl.
|Fine dining for pennies.|
The trick to living frugally is to do it by stealth - it is the most satisfying that way. Other people will wonder how we can afford this-that-and-the-other when we earn the same wage as them. We'll be smiling and it'll keep everyone guessing......like so:
- How can THEY afford that new car? (...we saved up for five years for it and bought the current model at a repossession auction - that's how)
- Did you hear that THEY paid off their mortgage - how can that be? THEY are only on the same wage as us?! (....we lived well on 50% of our income and shovelled the rest into the mortgage and paid it off in 9 years - that's how)
- How come SHE has such nice stuff and we can only afford this stuff (...she buys quality secondhand furniture cheaply off gumtree and restores it herself and her house looks amazing - that's how)
- You should see HIS shed mate! He has every tool known to man - his folks must be loaded. (...nope, he saves up, buys the best quality he can afford, looks after things, repairs them when they break down. All those tools also save him sacks of money because he DIY's everything he can)
- They have one of the nicest houses on the street. (...it use not to be. We bought it as a fixer-upper and transformed it over a period of 10 years as we had saved the funds. That's how)
- They always dress so smartly! (....yep, we shop at secondhand shops and specifically look for good quality brands with little or no wear. Effective secondhand shopping takes patience, purpose and persistence)
Enjoy being an enigma....
- SHE doesn't have a credit card! (....no, "she" just has six months worth of expenses put away instead)
- HE pays cash for everything, have you noticed that? (...yeah, funny that. This approach is also what has made him 10 x as monetarily wealthy as his friends)
- Have you noticed THEY get a new car every five years? (....yep and it is debt free every time as they have a share portfolio that they draw the dividends from only once every five years instead of reinvesting the dividends like they normally do)
- I never realised before but apparently THEY have a small farm out west too - that's where they go to every second weekend and they also share it out to friends too. (....yes, those handful of acres where bought very cheaply and have been a source of extreme enjoyment for family and friends ever since by providing young families and teens with a cheap and fascinating holiday alternative to the debt-inducing coastal rentals)
- Someone just donated 100's of cans of food to our Christmas appeal - I'd love to know who it was! (...ha, you'll never find out that it was us. We donated generously from our stockpile all bought on special, which means we were able to give twice as much)
Wealth via frugality is best served incognito.
So, being frugal; if other people find out - then it does not count.
Think about it.
Take care folks and stay enigmatically nice.