|Aha! Found one of the boxes of Christmas decorations.|
If you are paid fortnightly then it is only 8 pay days till Christmas. Just sayin'.
If you celebrate Christmas, then it is not too late to get organised and budgeting. Leaving it for another payday might just tip the scales. So lets start!
|Mucked out the chook house today.|
This will be added to the compost
Money for Christmas:
- Count your pay days till Christmas
- Decide how much you will spend on presents per person
- Decide how much per head you will spend on food
- Add it all up and divide by the amount of paydays and that is your figure to put away each payday from now to Christmas.
So here is our example:
$100 maximum each for presents
$50 maximum each for food
9 people x $150 each = $1350
$1350 divided by 8 pay days = $168.75
So each payday from now to Christmas I need to squirrel away $168.75 with out fail.
The fun will be to get the best value out of each dollar
|Time to transplant these Kent |
Frugal Ideas for Christmas:
- Iron and reuse wrapping paper
- Use newspaper to wrap with natural string - (the quintessential gift wrap)
- Make your own Christmas cards
- Start making something for gifts instead of buying it - there is enough time still.
- Reuse last years decorations - have a no-new-deco's policy this year
- Sing carols on your street and invite the neighbours (costs nothing)
- Start a Christmas tradition that costs nothing
- Have fun seeing which shops put up their Christmas sales/merchandise/decorations first!
- Buy your Christmas food now and stockpile or freeze it - it is cheaper now than in December.
- Think about celebrating Christmas using Eastern Orthodox dates in January....all your decorations and presents can be bought super cheap in post Christmas sales
- Make Christmas about acts of service to your community rather than all about you.
- Have a stay-at-home Christmas this year - no travel.
|I have had to fence of my|
self-watering vegetable boxes.
The chooks think they are a buffet
I am heaps curious to hear your tips and ideas on Christmas budgeting and Christmas frugality too.
Take care and stay nice.